ROI Calculator
What Does a Breach
Actually Cost You?
Enter your office profile to see your personalized phishing exposure, risk-adjusted ROI, and how Office Guard protection compares to the cost of a single incident.
Your Industry
Your Office Profile
Team size
Staff who handle email
users
1 user50 users
Emails received per week
Across your whole office (est. 468 phishing attempts/yr at 5 users)
Transactions / year
Each represents $19K in data / fund exposure
Protection Plan
Billing term
Monthly Protection Cost
$68
$810/yr · 5 users · Defender · annual billing
Personalized ROI
2200×
Total risk exposure vs. annual protection cost
Total Risk Exposure
$1.8M
Breach + phishing + client data + fines + downtime
Insurance Savings Est.
$525
~15% premium reduction with documented email controls
Your Phishing Exposure — Based on Your Inputs
468
Phishing emails/yr
(est. at 5 users)
(est. at 5 users)
103
Expected clicks/yr
without a warning
without a warning
$1.2M
Est. phishing
loss exposure
loss exposure
Based on 150 emails/week × 5 users × 1.2% phishing rate × 22% industry click rate × $12K avg. loss per incident.
Risk vs. Protection Cost
Avg. business email compromise loss per complaint, 2025$123K
Est. phishing loss (150 emails/wk, 5 users)$1.2M
Transactions / year data exposure (24 × $19K/record)$444K
Est. legal defense cost for client negligence claim$75K
Staff downtime (40h × 5 users @ $75/hr)$15K
Office Guard Defender — annual cost$810
$68/mo protects against $75K in personal liability
Many E&O (errors and omissions) policies exclude losses from wire fraud and social engineering. Check yours. A single diverted wire can expose you to a $75K legal defense cost and license discipline. At $68/month, Office Guard Defender gives you a documented record of every warning raised and every check made: evidence that you took reasonable precautions.
2200× return on protection — $1.8M total risk exposure vs. $810/yr
Personal Liability Exposure
When a wire is diverted or a client's details leak on your watch, the buyer asks what you did to stop it, and so does your brokerage. Many E&O (errors and omissions) policies exclude losses from wire fraud and social engineering. Check yours.
Top Threats — Real Estate
- Wire transfer / BEC fraud
- Closing fund diversion
- Impersonation of title agents
Sources: FBI IC3 2025 Annual Report · Proofpoint State of the Phish 2024 · Office Guard estimates and price schedule
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